#HOW TO ORGANIZE YOUR BILLS AT HOME HOW TO#
Files for whatever makes your life unique: Just remember to think about how to avoid accumulating unnecessary papers!.Ecclesiastical Documents: certificates of blessings, baptisms, and other religious documents.If a directory becomes obsolete, then I recycle it. Old Directories: This is the best place I’ve come up with to keep old directories for a while after I move or my kids change schools (I’ve moved a lot in my life).Loan Documents (one file per loan): Records of loans and loan payoffs.Real Estate (file folder per property, past and present): Important closing or rental information.Auto files: I keep a file per vehicle with pertinent info, tire warranties, record of maintenance, and major repairs.Resume & Career: I keep copies of our resumes, letters of recommendations, certifications we’ve earned, offers of employment, etc.File per child of permanent-record school documents: These folders do not contain memorabilia (nostalgic stuff goes in our memory boxes), just the type of stuff you’d consider important for your own personal permanent records.These things are debatable, because there is an argument that most things could just be scanned. In the age of of everything digital, sometimes you still need a hard copy. Paper File Folder Organizing – Yes, let’s organize the home office files. I don’t scan or keep every single statement for most types of accounts, unless it is for business/tax deduction purposes. Monthly Statements (utility, phone, credit card): I want to make sure I have at least one so that I have a record of company contact info and account info.You are on your way to a simple, stress-free, self-maintaining way of handling your home filing cabinet. Make difficult choices up front about what to keep and what to shred and/or recycle. New philosophy: Deliberately create file folders that are self-maintaining. Dread repeating, so procrastinate and let files get totally out of hand again.
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Wait until the file cabinet gets over-stuffed and impossible to use, then purge excess. Old philosophy: Create a file folder for every type of incoming bill, invoice, receipt, etc. Replace your old philosophy with a new, improved way of thinking about files.
#HOW TO ORGANIZE YOUR BILLS AT HOME FULL#
Read the full disclosure and Privacy Policy HERE.įiles can be tricky, but they don’t have to be. All opinions about products I use are my own. Although they aren't necessarily financial records, birth certificates, marriage certificates, divorce decrees, and degrees or diplomas also fall in this category.Disclosure: Any post may contain links to my shop or affiliate links, which means I may receive a commission from any purchase you make.
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At the end of the calendar year, go through your files and shred or delete records you no longer need to keep. Just as you may do a spring cleaning of your living space, your financial records could use a yearly deep-clean as well. Purge records you no longer need once a year.